Compare crypto loan rates
Every platform we track, side by side. Sort any column or filter by type, KYC, and custody to find the lowest-cost loan for your collateral. DeFi rows are sourced on-chain; CeFi rows are manually verified.
Showing 17 platforms · Last verified Jun 24, 2026
| KYC | Custody | Apply | |||||
|---|---|---|---|---|---|---|---|
AaveLive | DeFi | 4–8% | 80% | 9.0 | No KYC | Self-custody | Apply |
CoinbaseVerified Jun 24, 2026 | CeFi | 4–12% | 86% | 8.5 | Required | Hybrid (on-chain) | Apply |
CompoundLive | DeFi | 2.7–6% | 83% | 8.0 | No KYC | Self-custody | Apply |
MorphoLive | DeFi | 4–9% | 86% | 8.0 | No KYC | Self-custody | Apply |
MakerDAO (Sky)Live | DeFi | 5–9% | 80% | 8.0 | No KYC | Self-custody | Apply |
LednVerified Jun 23, 2026 | CeFi | 9.25–11.9% | 50% | 8.0 | Required | Third-party | Apply |
UnchainedVerified Jun 23, 2026 | CeFi | 14–16.21% | 50% | 8.0 | Required | Collaborative | Apply |
Arch LendingVerified Jun 24, 2026 | CeFi | 7.25–10.49% | 60% | 8.0 | Required | Third-party | Apply |
SALT LendingVerified Jun 24, 2026 | CeFi | 7.49–10.5% | 70% | 7.5 | Required | Third-party | Apply |
AlchemixLive | DeFi | 0% | 90% | 7.5 | No KYC | Self-custody | Apply |
FirefishVerified Jun 23, 2026 | DeFi | 10.9–15% | 50% | 7.0 | Required | Self-custody | Apply |
NexoVerified Jun 23, 2026 | CeFi | 1.9–18.9% | 50% | 7.0 | Required | Third-party | Apply |
Crypto.comVerified Jun 24, 2026 | CeFi | 1–8% | 50% | 7.0 | Required | In-house | Apply |
APX LendingVerified Jun 24, 2026 | CeFi | 9.99–12.99% | 60% | 7.0 | Required | Third-party | Apply |
HodlHodlVerified Jun 24, 2026 | CeFi | 5–20% | 70% | 6.5 | No KYC | Multisig escrow | Apply |
YouHodlerVerified Jun 23, 2026 | CeFi | 5.9–12% | 90% | 6.0 | Required | Third-party | Apply |
CoinRabbitVerified Jun 23, 2026 | CeFi | 11.95–16.8% | 90% | 5.0 | No KYC | Third-party | Apply |
- Borrow APR
- 4–12%
- Max LTV
- 86%
- KYC
- Required
- Custody
- Hybrid (on-chain)
- Borrow APR
- 14–16.21%
- Max LTV
- 50%
- KYC
- Required
- Custody
- Collaborative
- Borrow APR
- 7.25–10.49%
- Max LTV
- 60%
- KYC
- Required
- Custody
- Third-party
- Borrow APR
- 7.49–10.5%
- Max LTV
- 70%
- KYC
- Required
- Custody
- Third-party
- Borrow APR
- 9.99–12.99%
- Max LTV
- 60%
- KYC
- Required
- Custody
- Third-party
- Borrow APR
- 11.95–16.8%
- Max LTV
- 90%
- KYC
- No KYC
- Custody
- Third-party
Rates and terms change frequently and vary by collateral, loan size, and jurisdiction. Figures shown are typical ranges verified against each provider's official source; always confirm current terms before borrowing.
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Head-to-head comparisons
Deciding between two specific platforms? Our editorial breakdowns weigh rates, security, LTV, and features side by side — with a clear pick for each use case.
- Aave vs CompoundAave vs Compound compared head to head: borrow rates, LTV, security, and features. We rank Aave 9/10 and Compound 8/10 — here's which DeFi lender to use and when.
- Nexo vs LednNexo vs Ledn compared: borrow rates, LTV, transparency, and custody. We score Ledn 8/10 and Nexo 7/10 — here's which CeFi crypto lender fits your needs.
- Aave vs MorphoAave vs Morpho head to head: rates, LTV, vaults, and security. We score Aave 9/10 and Morpho 8/10 — here's which DeFi lender to choose and when.
- Nexo vs YouHodlerNexo vs YouHodler compared: rates, LTV, custody, and features. We score Nexo 7/10 and YouHodler 6/10 — here's which CeFi crypto lender to choose.
- Unchained vs LednUnchained vs Ledn compared: rates, custody, minimums, and transparency. Both score 8/10 — here's which Bitcoin-backed lender fits your situation.
- CoinRabbit vs NexoCoinRabbit vs Nexo compared: no-KYC access, rates, LTV, and security. We score Nexo 7/10 and CoinRabbit 5/10 — here's which crypto lender to choose.
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