Liquidation Risk Calculator
Know exactly when your collateral is at risk.
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Reading your liquidation risk
Every crypto-backed loan has a price at which it dies. As your collateral falls, your loan-to-value rises; once it hits the platform's liquidation threshold — we model the common 85% — the platform sells enough collateral to clear the debt, often at the worst possible moment and with fees attached.
The number that matters is the gap between today's price and that liquidation price. We grade it as a safety zone — Safe, Moderate, Risky, or Danger — so you can see at a glance whether a routine dip would wipe you out. We also put it in context: many major coins have fallen double digits in a single day within the last year, so a buffer that looks generous can disappear fast.
If you're in the danger zone, the fix is straightforward in principle: add collateral or repay part of the loan to lower your LTV. The calculator tells you exactly how much of each it takes to reach a comfortable 50% position.
Frequently asked questions
When will my crypto loan get liquidated?+
Liquidation triggers when your loan-to-value reaches the platform's threshold — we model the standard 85% LTV. The calculator converts that into a concrete liquidation price for your collateral: the price at which the platform can sell it to repay your debt. The further today's price sits above that level, the safer you are.
What is a safe distance from liquidation?+
We grade the buffer between today's price and your liquidation price: Safe is more than 40% of headroom, Moderate is 20–40%, Risky is 10–20%, and Danger is under 10%. Because major coins can fall double digits in a single day, we'd treat anything below a 20% buffer as uncomfortable.
How can I avoid liquidation?+
Two levers: add collateral or repay part of the loan — both lower your LTV and push the liquidation price further away. The calculator shows exactly how much of each it takes to get back to a 50% LTV safe zone. Setting price alerts and keeping a repayment reserve also helps.
Is the 85% threshold accurate for my platform?+
It's a representative figure. Real liquidation thresholds vary by platform, collateral, and loan size — some liquidate earlier, some later, and many add warning or margin-call steps first. Always confirm your specific platform's threshold before relying on these numbers.