crypto.loans

About crypto.loans

What is crypto.loans?
crypto.loans is an independent comparison platform that tracks borrow rates, LTVs, custody models, and risk signals across CeFi and DeFi crypto-lending platforms. We rank on data and security — never on who pays us.

Our mission

We built crypto.loans because comparing crypto-backed loans is harder than it should be. Rates are buried in dashboards, terms differ wildly between custodial CeFi lenders and on-chain DeFi protocols, and most "best loan" lists are ranked by affiliate payouts rather than merit.

Our mission is simple: give borrowers a single, honest, data-driven place to compare every meaningful way to borrow against crypto — and to understand the risks before they commit. We track the numbers that matter, explain them in plain English, and show our work.

How we rate platforms

Every platform is reviewed against the same five weighted criteria — rates, security, features, support, and transparency — and verified against its official source. DeFi rates are sourced on-chain; CeFi rates are manually verified and dated. Our scoring methodology is fully public, so you can see exactly how each score is derived and judge it for yourself.

How we make money

We are transparent about this: some outbound links on the site are affiliate links, and we may earn a commission — at no extra cost to you — if you sign up through them. Those commissions fund our research and keep the site free.

Affiliate links are clearly disclosed wherever they appear, and they always carry the appropriate nofollow sponsored attributes.

Editorial independence

Affiliate relationships never influence our rankings, scores, or which platforms we cover. We score on data alone. Platforms we have no commercial relationship with are ranked on exactly the same basis as those we do — and several of them sit at the top of our tables. If a platform with a generous affiliate program has weak security or poor transparency, its score reflects that.

Contact

crypto.loans is an independent brand and we publish under the crypto.loans name rather than individual bylines. For corrections, data questions, or partnership enquiries, email hello@crypto.loans. If you are flagging a rate or detail that looks wrong, include the platform and a source and we will review it promptly.

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