Crypto loan rate trends

How crypto loan interest rates move over time. We snapshot DeFi borrow rates on-chain every day and track the trend — no competitor publishes this.

DeFi rates updated

Are crypto loan rates going up or down?

We're building the historical record now. As daily snapshots accrue, this section will summarise which way DeFi borrow rates are trending.

Average DeFi borrow rate

The mean USDC borrow APR across the DeFi protocols we track.

Historical borrow rate over time

Not enough data yet

We're collecting Average DeFi USDC rate history. Check back in a few days to see the trend.

Firefish

10.9–15% borrow APR

Aave

4–8% borrow APR

MakerDAO (Sky)

5–9% borrow APR

Compound

2.7–6% borrow APR

Morpho

4–9% borrow APR

Alchemix

0% borrow APR

Collecting data — check back soon

We need a full week of snapshots before we can show week-over-week changes.