Crypto loan rate trends

How crypto loan interest rates move over time. We snapshot DeFi borrow rates on-chain every day and track the trend — no competitor publishes this.

DeFi rates updated

Are crypto loan rates going up or down?

Over the past week the biggest move was Compound at +0.92%. See the full breakdown below.

Average DeFi borrow rate

The mean USDC borrow APR across the DeFi protocols we track.

Historical borrow rate over time

Aave

4–8% borrow APR

Compound

2.7–6% borrow APR

Morpho

4–9% borrow APR

MakerDAO (Sky)

5–9% borrow APR

Firefish

10.9–15% borrow APR

Alchemix

0% borrow APR