crypto.loans

Crypto.com ETHloan: rates, LTV & how to borrow

Can I borrow against ETH on Crypto.com?
Yes — you can borrow against Ethereum (ETH) on Crypto.com at 1–8% APR with up to 50% LTV, on a in-house basis with KYC.
Borrow on Crypto.com

Crypto.com accepts Ethereum (ETH) as loan collateral. Ethereum is the second-largest cryptocurrency and powers most DeFi lending protocols. Widely accepted as collateral across both CeFi and DeFi platforms. On Crypto.com you can borrow USDC, BTC, ETH against your ETH at 1–8% APR, up to a maximum loan-to-value of 50%, on a in-house basis.

To borrow against ETH on Crypto.com you open an account, complete identity verification, deposit your ETH as collateral, and draw a loan. Crypto.com uses a in-house model, so consider how it secures collateral before committing a large ETH position.

Ethereum's price volatility is the main driver of liquidation risk on a Crypto.com loan, which is why the 50% maximum LTV exists. Borrowing well below it — and adding collateral or repaying when ETH falls — keeps your position out of the liquidation zone. Crypto.com sources its rates on a verified, manually-tracked basis.

How to borrow against ETH on Crypto.com

  1. 1Create a Crypto.com account and complete identity verification (KYC).
  2. 2Deposit your Ethereum (ETH) as collateral.
  3. 3Choose your loan amount up to 50% LTV and receive USDC, BTC, ETH.
  4. 4Repay under Crypto.com's terms to reclaim your ETH. Add collateral or repay early if ETH falls toward the liquidation level.

How Crypto.com compares for ETH

14 platforms in our index accept ETH as collateral. On borrow rate, Crypto.com ranks 2nd of 14, behind Alchemix's 0%. The table below puts Crypto.com next to its closest ETH alternatives so you can weigh rate against custody and LTV.

AlchemixDeFi
Borrow APR
0%
Max LTV
90%
KYC
No KYC
Custody
Self-custody
Apply
Crypto.comCeFi
Borrow APR
1–8%
Max LTV
50%
KYC
Required
Custody
In-house
Apply
NexoCeFi
Borrow APR
1.9–18.9%
Max LTV
50%
KYC
Required
Custody
Third-party
Apply
CompoundDeFi
Borrow APR
2.7–6%
Max LTV
83%
KYC
No KYC
Custody
Self-custody
Apply

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Frequently asked questions

Can I borrow against ETH on Crypto.com?
Yes. Crypto.com accepts Ethereum (ETH) as collateral, letting you borrow USDC, BTC, ETH against it at 1–8% APR, up to 50% loan-to-value.
What is the interest rate for a Crypto.com ETH loan?
Crypto.com's borrow APR is 1–8%. Confirm the current rate on the platform before borrowing, as terms can change.
Does borrowing against ETH on Crypto.com require KYC?
Yes. Crypto.com requires identity verification to borrow against ETH.
What happens if my ETH collateral drops in value?
If your ETH falls far enough that your loan-to-value crosses Crypto.com's liquidation threshold, part of your collateral can be sold to repay the loan. Keep a buffer below the 50% maximum LTV to reduce that risk.

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