crypto.loans

Crypto.com LINKloan: rates, LTV & how to borrow

Can I borrow against LINK on Crypto.com?
Yes — you can borrow against Chainlink (LINK) on Crypto.com at 1–8% APR with up to 50% LTV, on a in-house basis with KYC.
Borrow on Crypto.com

Crypto.com accepts Chainlink (LINK) as loan collateral. Chainlink's LINK token is accepted as collateral on Aave and select CeFi platforms. On Crypto.com you can borrow USDC, BTC, ETH against your LINK at 1–8% APR, up to a maximum loan-to-value of 50%, on a in-house basis.

To borrow against LINK on Crypto.com you open an account, complete identity verification, deposit your LINK as collateral, and draw a loan. Crypto.com uses a in-house model, so consider how it secures collateral before committing a large LINK position.

Chainlink's price volatility is the main driver of liquidation risk on a Crypto.com loan, which is why the 50% maximum LTV exists. Borrowing well below it — and adding collateral or repaying when LINK falls — keeps your position out of the liquidation zone. Crypto.com sources its rates on a verified, manually-tracked basis.

How to borrow against LINK on Crypto.com

  1. 1Create a Crypto.com account and complete identity verification (KYC).
  2. 2Deposit your Chainlink (LINK) as collateral.
  3. 3Choose your loan amount up to 50% LTV and receive USDC, BTC, ETH.
  4. 4Repay under Crypto.com's terms to reclaim your LINK. Add collateral or repay early if LINK falls toward the liquidation level.

How Crypto.com compares for LINK

3 platforms in our index accept LINK as collateral. On borrow rate, Crypto.com ranks 1st of 3 — the cheapest LINK loan we track. The table below puts Crypto.com next to its closest LINK alternatives so you can weigh rate against custody and LTV.

Crypto.comCeFi
Borrow APR
1–8%
Max LTV
50%
KYC
Required
Custody
In-house
Apply
CompoundDeFi
Borrow APR
2.7–6%
Max LTV
83%
KYC
No KYC
Custody
Self-custody
Apply
AaveDeFi
Borrow APR
4–8%
Max LTV
80%
KYC
No KYC
Custody
Self-custody
Apply

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Frequently asked questions

Can I borrow against LINK on Crypto.com?
Yes. Crypto.com accepts Chainlink (LINK) as collateral, letting you borrow USDC, BTC, ETH against it at 1–8% APR, up to 50% loan-to-value.
What is the interest rate for a Crypto.com LINK loan?
Crypto.com's borrow APR is 1–8%. Confirm the current rate on the platform before borrowing, as terms can change.
Does borrowing against LINK on Crypto.com require KYC?
Yes. Crypto.com requires identity verification to borrow against LINK.
What happens if my LINK collateral drops in value?
If your LINK falls far enough that your loan-to-value crosses Crypto.com's liquidation threshold, part of your collateral can be sold to repay the loan. Keep a buffer below the 50% maximum LTV to reduce that risk.

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