crypto.loans

Arch Lending ETHloan: rates, LTV & how to borrow

Can I borrow against ETH on Arch Lending?
Yes — you can borrow against Ethereum (ETH) on Arch Lending at 7.25–10.49% APR with up to 60% LTV, on a third-party basis with KYC.
Borrow on Arch Lending

Arch Lending accepts Ethereum (ETH) as loan collateral. Ethereum is the second-largest cryptocurrency and powers most DeFi lending protocols. Widely accepted as collateral across both CeFi and DeFi platforms. On Arch Lending you can borrow USD, USDC against your ETH at 7.25–10.49% APR, up to a maximum loan-to-value of 60%, on a third-party basis.

To borrow against ETH on Arch Lending you open an account, complete identity verification, deposit your ETH as collateral, and draw a loan. Arch Lending uses a third-party model, so consider how it secures collateral before committing a large ETH position.

Ethereum's price volatility is the main driver of liquidation risk on a Arch Lending loan, which is why the 60% maximum LTV exists. Borrowing well below it — and adding collateral or repaying when ETH falls — keeps your position out of the liquidation zone. Arch Lending sources its rates on a verified, manually-tracked basis.

How to borrow against ETH on Arch Lending

  1. 1Create a Arch Lending account and complete identity verification (KYC).
  2. 2Deposit your Ethereum (ETH) as collateral.
  3. 3Choose your loan amount up to 60% LTV and receive USD, USDC.
  4. 4Repay under Arch Lending's terms to reclaim your ETH. Add collateral or repay early if ETH falls toward the liquidation level.

How Arch Lending compares for ETH

14 platforms in our index accept ETH as collateral. On borrow rate, Arch Lending ranks 10th of 14, behind Alchemix's 0%. The table below puts Arch Lending next to its closest ETH alternatives so you can weigh rate against custody and LTV.

AlchemixDeFi
Borrow APR
0%
Max LTV
90%
KYC
No KYC
Custody
Self-custody
Apply
Crypto.comCeFi
Borrow APR
1–8%
Max LTV
50%
KYC
Required
Custody
In-house
Apply
NexoCeFi
Borrow APR
1.9–18.9%
Max LTV
50%
KYC
Required
Custody
Third-party
Apply
Arch LendingCeFi
Borrow APR
7.25–10.49%
Max LTV
60%
KYC
Required
Custody
Third-party
Apply

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Frequently asked questions

Can I borrow against ETH on Arch Lending?
Yes. Arch Lending accepts Ethereum (ETH) as collateral, letting you borrow USD, USDC against it at 7.25–10.49% APR, up to 60% loan-to-value.
What is the interest rate for a Arch Lending ETH loan?
Arch Lending's borrow APR is 7.25–10.49%. Confirm the current rate on the platform before borrowing, as terms can change.
Does borrowing against ETH on Arch Lending require KYC?
Yes. Arch Lending requires identity verification to borrow against ETH.
What happens if my ETH collateral drops in value?
If your ETH falls far enough that your loan-to-value crosses Arch Lending's liquidation threshold, part of your collateral can be sold to repay the loan. Keep a buffer below the 60% maximum LTV to reduce that risk.

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